Who We Are

The First Responder Task Force was created to serve those who put themselves in harm's way.

On 9/11, 414 First Responders were killed in the line of duty. The mass casualty of First Responders on 9/11 shed light on the fine print buried in their insurance policies. A devastating number of benefits were delayed or denied outright to the victims' families. Some of the insurance companies that ended up paying, months and even years later, did so because of political and media pressure. Watch Jon Stewart's address to Congress regarding their inaction with helping First Responders who served on 9/11. Far too many families are still struggling to receive benefits.

The Problem for First Responders

Insurance policies contain an exclusion/restriction section that describes the conditions under which the company will deny payment. Four exclusions that affected the families of 9/11 were:

  • Acts-of-War
  • Acts-of-Terror
  • Hazardous-Duty
  • In-the-Line-of-Duty

There are also many common civilian exlcusions/restrictions in for-profit insurance policies, such as:

  • Aviation
  • Operating ATVs or motorcycles without a helmet
  • Texting & Driving



Proud Sponsor of FRBA

We've partnered with the First Responder Benefit Association (FRBA) to play our part in filling the gap of financial and emotional hardship that impacts the families of Fallen First Responders.

Learn More

First Responder Benefit Association is a tax-excempt 501(c)(3) nonprofit organization